I certify that each of the statements made and answers given in this credit application are true and correct and is made for the purpose of inducing the financing of the purchase of a motor vehicle. I authorize the obtaining of a consumer report to be used in evaluating this application and the obtaining and exchanging of credit information from and with other creditors and consumer reporting agencies. I acknowledge that in the event of an approval, if i/we decide to transition to a non-financed purchase, I/we will be liable for a $400 fee. This is levied by the dealer to account for the efforts expended in obtaining the approval and facilitating the necessary processes.